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New and Current Year Used Vehicle Rates
Effective February 1, 2010

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Rates & Terms up to:

    36 mos 48 mos 60 mos 72 mos
 

New 2010 & 2009

       
720+   5.75 6.00 6.25 7.00
660 - 719   6.75 7.00 7.00 7.25
620 - 659   8.00 8.00 8.50 n/a
619 - Below   8.50 8.75 9.00 n/a
 

Used 2009 to 2007

       
720+   6.75 6.75 7.00 n/a
660 - 719   7.25 7.50 8.00 n/a
620 - 659   8.25 8.50 8.75 n/a
619 - Below   8.75 9.00 9.50 n/a
 

Used 2006 to 2004

       
720+   8.25 8.50 8.75 n/a
660 - 719   8.75 9.00 9.25 n/a
620 - 659   9.50 10.00 n/a n/a
619 - Below   10.99 11.50 n/a n/a
           
 

Any and all rates are subject to change at any time.  Dealer reserve will be (1%) percent on the amount financed less sales tax and dealer insurance.

Contracts paid off prior to ninety (90) days of reserve will not be paid.

All used 2003 and older vehicles are subject to approval by the loan committee.

 

Home Loans

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